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Instant Payments

Pay by Bank that Settles in Seconds

Brite’s Instant Account-to-Account (A2A) payments enable consumers to initiate payments directly from their bank accounts (Pay by Bank) in real-time – utilising local payment rails, open banking, and our own proprietary infrastructure, the Brite Instant Payments Network (IPN).

Payments are fast and secure. The consumer simply chooses Brite at checkout, selects their bank from the list, and logs in securely using their bank’s usual identification method. The payment is then authorised and processed instantly, without needing to input any card details or the need to register an account.

Payment Performance

90%+

conversion for returning users

<30 seconds

to complete a payment

Features of Instant Payments

Pay faster next time

Fast track returning users. Same account, less clicks.

Automated Reconciliation

Funds are settled in your account within seconds of the customer’s authorization.

Instant Refunds

Use Instant Payouts to send money back as fast as you received it.

Special Features

Brite Play

Skip complex forms without skipping KYC. Combine consumer account creation and payment into one flow, delivering a verified account and a funded consumer instantly.

Brite Blended

Combine Brite Play with instant payouts and alternative payment options: consumers can register, pay, and withdraw in a single seamless flow on top of an existing setup. Once logged in via Brite Play, consumers can easily select their preferred way to pay.
Not sure which product best fits your use case?
Tell us about your specific workflow, and our team will guide you to the right technical documentation and API configurations.
Not sure which product best fits your use case?
Tell us about your specific workflow, and our team will guide you to the right technical documentation and API configurations.