Instant Payments
Pay by Bank that Settles in Seconds
Brite’s Instant Account-to-Account (A2A) payments enable consumers to initiate payments directly from their bank accounts (Pay by Bank) in real-time – utilising local payment rails, open banking, and our own proprietary infrastructure, the Brite Instant Payments Network (IPN).
Payments are fast and secure. The consumer simply chooses Brite at checkout, selects their bank from the list, and logs in securely using their bank’s usual identification method. The payment is then authorised and processed instantly, without needing to input any card details or the need to register an account.
Payment Performance
90%+
conversion for returning users
<30 seconds
to complete a payment
Features of Instant Payments
Pay faster next time
Fast track returning users. Same account, less clicks.
Automated Reconciliation
Funds are settled in your account within seconds of the customer’s authorization.
Instant Refunds
Use Instant Payouts to send money back as fast as you received it.
Special Features
Brite Play
Skip complex forms without skipping KYC. Combine consumer account creation and payment into one flow, delivering a verified account and a funded consumer instantly.
Brite Blended
Combine Brite Play with instant payouts and alternative payment options: consumers can register, pay, and withdraw in a single seamless flow on top of an existing setup. Once logged in via Brite Play, consumers can easily select their preferred way to pay.